In the current case, the court has ruled on this matter once again. The court concluded that ING is entitled to refuse to allow the Yin Yang sauna club to deposit cash, because, according to the court, ING's freedom of contract cannot be restricted to such an extent that ING could be obliged to enable Yin Yang to operate a profitable meeting center. Furthermore, ING may invoke the fact that its anti-money laundering policy has become stricter. ING may not refuse Yin Yang as a customer because Yin Yang cannot operate a business or participate in society without a bank account. According to the court, a bank account without facilities for depositing cash carries a lower risk of money laundering.
